:root{--accent: #c05e1a;--accent-dark: #9a4a12;--accent-soft: #f9ede1;--sun: #e9a03c;--dark: #2b2f36;--heading: #191c21;--muted: #6b7280;--bg: #faf9f6;--border: #e4e0d7;--border-strong: #cfc9bc;--card: #ffffff;--radius: 8px;--lead: #494f58;--th-bg: #f4f1ea;--row-alt: #fbfaf7;--soft-bg: #f6f3ec;--soft-border: #e4ddcd;--soft-line: #e9e3d5;--header-bg: rgba(250,249,246,.9);--quote-text: #4a4033;--input-bg: #ffffff;--results-bg: #22262d}:root[data-theme=dark]{--accent: #e69051;--accent-dark: #f0ab78;--accent-soft: #2a2016;--sun: #e9a03c;--dark: #c9cfd8;--heading: #eef1f5;--muted: #949eab;--bg: #12161d;--border: #262d38;--border-strong: #3a4453;--card: #171c24;--lead: #aeb7c3;--th-bg: #1c222b;--row-alt: #151a21;--soft-bg: #1a1f27;--soft-border: #2c3440;--soft-line: #262d38;--header-bg: rgba(18,22,29,.9);--quote-text: #cfc4b4;--input-bg: #10141a;--results-bg: #1c222b}@media(prefers-color-scheme:dark){:root:not([data-theme=light]){--accent: #e69051;--accent-dark: #f0ab78;--accent-soft: #2a2016;--sun: #e9a03c;--dark: #c9cfd8;--heading: #eef1f5;--muted: #949eab;--bg: #12161d;--border: #262d38;--border-strong: #3a4453;--card: #171c24;--lead: #aeb7c3;--th-bg: #1c222b;--row-alt: #151a21;--soft-bg: #1a1f27;--soft-border: #2c3440;--soft-line: #262d38;--header-bg: rgba(18,22,29,.9);--quote-text: #cfc4b4;--input-bg: #10141a;--results-bg: #1c222b}}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;color:var(--dark);background:var(--bg);line-height:1.75;font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}.wrap{max-width:1080px;margin:0 auto;padding:0 24px}.wrap-narrow{max-width:800px}header.site{border-bottom:1px solid var(--border);background:var(--header-bg);backdrop-filter:saturate(180%) blur(10px);-webkit-backdrop-filter:saturate(180%) blur(10px);position:sticky;top:0;z-index:50}header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px;flex-wrap:wrap;gap:8px}.brand{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:1.12rem;letter-spacing:-.01em;text-decoration:none;color:var(--heading)}.brand svg{display:block;border-radius:6px}.brand span{color:var(--accent)}nav.main{display:flex;align-items:center}nav.main a{color:var(--muted);text-decoration:none;margin-left:20px;font-size:.95rem;font-weight:500;padding:4px 0;transition:color .18s ease}nav.main a:hover{color:var(--heading)}.head-right{display:flex;align-items:center;gap:10px}.theme-toggle{display:grid;place-items:center;width:34px;height:34px;padding:0;border:1px solid var(--border);border-radius:7px;background:transparent;color:var(--muted);cursor:pointer;transition:color .18s,border-color .18s}.theme-toggle:hover{color:var(--heading);border-color:var(--border-strong)}.theme-toggle .ico-moon{display:none}:root[data-theme=dark] .theme-toggle .ico-sun{display:none}:root[data-theme=dark] .theme-toggle .ico-moon{display:block}@media(prefers-color-scheme:dark){:root:not([data-theme=light]) .theme-toggle .ico-sun{display:none}:root:not([data-theme=light]) .theme-toggle .ico-moon{display:block}}.langs{font-size:.8rem;display:flex;gap:2px}.langs a{color:var(--muted);text-decoration:none;padding:3px 7px;border-radius:5px;text-transform:uppercase;letter-spacing:.03em;transition:background .18s,color .18s}.langs a:hover{color:var(--heading)}.langs a.active{color:var(--accent);font-weight:700}main{padding:44px 0 76px}h1,h2,h3{font-family:Newsreader,Georgia,Times New Roman,serif;color:var(--heading)}h1{font-size:2.5rem;line-height:1.14;margin:0 0 .5em;letter-spacing:-.01em;font-weight:600}h2{font-size:1.65rem;margin-top:2em;margin-bottom:.5em;letter-spacing:-.005em;font-weight:600;line-height:1.25}h3{font-size:1.25rem;margin-top:1.6em;font-weight:600;line-height:1.3}a{color:var(--accent);transition:color .16s ease}a:hover{color:var(--accent-dark)}.meta{color:var(--muted);font-size:.86rem;margin-bottom:1.8em;letter-spacing:.01em}.hero{margin:6px 0 44px;padding:18px 0 36px;border-bottom:1px solid var(--border)}.hero h1{margin:0 0 .4em;max-width:20ch}.hero .lead{font-size:1.15rem;color:var(--lead);margin:0 0 18px;max-width:56ch;line-height:1.6}.trust{display:flex;flex-wrap:wrap;gap:6px 0;margin:0;padding:0;list-style:none;color:var(--muted);font-size:.88rem}.trust li{display:inline-flex;align-items:center}.trust li+li:before{content:"·";margin:0 10px;color:var(--border-strong)}.tiles{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:4px 0 8px}.tile{display:flex;align-items:flex-start;gap:12px;background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:20px 22px;text-decoration:none;color:var(--dark);transition:border-color .18s ease}.tile:hover{border-color:var(--border-strong);color:var(--dark)}.tile-body h3{margin:0 0 4px;font-size:1.15rem}.tile:hover .tile-body h3{color:var(--accent)}.tile-body p{margin:0;color:var(--muted);font-size:.92rem;line-height:1.55}.tile .arrow{margin-left:auto;align-self:center;color:var(--muted);transition:color .18s ease}.tile:hover .arrow{color:var(--accent)}.post-list{margin:0 0 8px}.post{padding:22px 0;border-bottom:1px solid var(--border);margin:0}.post:last-child{border-bottom:none}.post>a{display:block;text-decoration:none;color:var(--dark)}.post .pdate{margin:0 0 6px;font-size:.8rem;color:var(--muted);letter-spacing:.02em}.post h3{margin:0 0 6px;font-size:1.35rem}.post>a:hover h3{color:var(--accent)}.post p.pdesc{margin:0;color:var(--muted);font-size:.95rem;line-height:1.6;max-width:72ch}.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:20px 24px;margin:14px 0}.card h3{margin:0 0 6px}.card p{margin:0;color:var(--muted);font-size:.95rem}.card>a{text-decoration:none;color:var(--dark);display:block}.card.link:hover{border-color:var(--border-strong)}.card.link a:hover h3{color:var(--accent)}.card-arrow{display:inline-flex;align-items:center;gap:6px;margin-top:10px;font-size:.85rem;font-weight:600;color:var(--accent)}.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--accent);margin-right:8px}table{border-collapse:collapse;width:100%;margin:1.4em 0;font-size:.92rem}th,td{border:1px solid var(--border);padding:10px 13px;text-align:left;vertical-align:top}th{background:var(--th-bg);font-weight:600;color:var(--heading)}tbody tr:nth-child(2n){background:var(--row-alt)}blockquote{margin:1.3em 0;padding:12px 20px;background:transparent;border-left:3px solid var(--accent);color:var(--quote-text)}.answer-capsule{background:var(--soft-bg);border:1px solid var(--soft-border);border-left:3px solid var(--accent);border-radius:0 var(--radius) var(--radius) 0;padding:16px 22px;margin:0 0 1.8em;font-size:1.02rem}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 18px}.calc-grid .full{grid-column:1 / -1}.field{display:block;margin:0}.field>span{display:block;font-size:.85rem;font-weight:600;color:var(--heading);margin-bottom:5px}.field select,.field input{width:100%;padding:10px 12px;font-size:.98rem;font-family:inherit;color:var(--dark);background:var(--input-bg);border:1px solid var(--border-strong);border-radius:7px;transition:border-color .16s ease,box-shadow .16s ease;appearance:none}.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235a6472' d='M6 8 0 2l1.4-1.4L6 5.2 10.6.6 12 2z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}.field select:focus,.field input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px #c05e1a26}.results{margin:20px 0 6px;padding:22px 24px;border-radius:var(--radius);background:var(--results-bg);color:#fff}.results-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}.result-item .label{font-size:.8rem;color:#a9b6c8;margin:0 0 3px;font-weight:500}.result-item .value{font-size:1.7rem;font-weight:700;letter-spacing:-.02em;line-height:1.1}.result-item.hero-metric .value{color:var(--sun)}@media(max-width:560px){.results-grid{grid-template-columns:1fr 1fr;gap:14px}.result-item .value{font-size:1.4rem}}.checklist{margin-top:20px;padding:20px 24px;border-radius:var(--radius);background:var(--soft-bg);border:1px solid var(--soft-border)}.checklist-title{margin:0 0 12px;padding:0;font-size:1.2rem;color:var(--heading)}.checklist ul{list-style:none;margin:0;padding:0}.checklist li{display:flex;align-items:flex-start;gap:11px;padding:11px 0;border-bottom:1px solid var(--soft-line);line-height:1.55}.checklist li:last-child{border-bottom:none;padding-bottom:0}.checklist .ck{flex:0 0 auto;margin-top:4px;color:var(--accent);width:18px;height:18px}footer.site{border-top:1px solid var(--border);padding:40px 0 44px;color:var(--muted);font-size:.85rem}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:28px;align-items:start}.foot-brand{display:inline-flex;align-items:center;gap:9px;font-weight:700;color:var(--heading);font-size:1.02rem;text-decoration:none}.foot-brand span{color:var(--accent)}footer.site p{margin:.5em 0;max-width:60ch}.foot-links{display:flex;flex-direction:column;gap:8px}.foot-links a{color:var(--muted);text-decoration:none;font-weight:500}.foot-links a:hover{color:var(--heading)}.foot-bottom{margin-top:26px;padding-top:18px;border-top:1px solid var(--border);color:var(--muted)}details.faq{border-bottom:1px solid var(--border);padding:12px 0}details.faq summary{cursor:pointer;font-weight:600;color:var(--heading);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}details.faq summary::-webkit-details-marker{display:none}details.faq summary:after{content:"+";font-size:1.3rem;color:var(--muted);font-weight:400;transition:transform .2s ease;line-height:1}details.faq[open] summary:after{transform:rotate(45deg)}details.faq p{color:var(--muted);margin-bottom:0}a:focus-visible,button:focus-visible,summary:focus-visible,.tile:focus-visible,select:focus-visible,input:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:4px}body,header.site,footer.site,.hero,.checklist,.checklist li,.results,blockquote,.answer-capsule,th,td,table,.card,.tile{transition:background-color .35s ease,border-color .35s ease,color .35s ease}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}@media(max-width:640px){h1{font-size:1.9rem}body{font-size:16px}.hero{padding:8px 0 28px;margin-bottom:36px}.tiles,.calc-grid{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr;gap:20px}}